Terms & Conditions

Ascend Benefits Group LLC is an independent insurance consultancy providing advisory, brokerage, and enrollment services related to:

• Employee Benefits (group health, dental, vision, and retirement)
• Medicare services and enrollment guidance
• Individual & Marketplace health insurance
• Life, disability, and ancillary coverage

The information on this Site is provided for general informational purposes only and does not constitute insurance, legal, or financial advice. Coverage details, eligibility, and premiums are subject to individual underwriting and carrier approval.

Nothing on this Site creates or modifies an insurance policy, contract, or coverage. All insurance policies are subject to the terms, conditions, limitations, and exclusions of the actual policy issued by the insurance carrier. Ascend Benefits Group LLC does not bind coverage on behalf of any insurance carrier.

We strive to provide accurate and up-to-date information on this Site. However, we make no warranties or representations, express or implied, regarding the completeness, accuracy, reliability, or suitability of the information. Insurance regulations, plan availability, and pricing can change. Always verify current information with a licensed representative.

You agree not to use the Site in any way that:

• Violates any applicable federal, state, or local law or regulation
• Transmits unsolicited or unauthorized advertising or promotional material
• Attempts to gain unauthorized access to any part of the Site or its systems
• Interferes with or disrupts the integrity or performance of the Site
• Impersonates any person or entity or misrepresents your affiliation

We reserve the right to terminate access to the Site for any user who violates these Terms.

All content on this Site, including text, graphics, logos, images, and software, is the property of Ascend Benefits Group LLC or its content suppliers and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

The Site may contain links to third-party websites, including insurance carriers and our strategic partner KTB / OneDigital. These links are provided for convenience only. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites.

To the fullest extent permitted by law, Ascend Benefits Group LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits or data, arising out of your use of or inability to use the Site or our services, even if we have been advised of the possibility of such damages.

Our total liability to you for any claim arising from your use of the Site shall not exceed the amount paid by you to us, if any, in the twelve (12) months preceding the claim.

The Site and all content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

These Terms are governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Pennsylvania.

We reserve the right to modify these Terms at any time. We will post the updated Terms on this page with a revised effective date. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

If you have any questions about these Terms and Conditions, please contact us:

Ascend Benefits Group LLC
Email: [email protected]
Serving Pennsylvania, Maryland & Surrounding States